How Do I get My Impaired Risk
Cases Reviewed?
Option 1 - Questionnaires
Questionnaires on particular impairments provide a quick and easy way to get a ball park quote for your client. This is a great approach for an initial assessment of what your client can expect to pay for their life insurance.
This method provides a quick turnaround and is best utilized on small premium cases. Tentative offers are commonly obtained in 24-48 hours.
Completed questionnaires can be faxed to our office Toll Free at 888-888-7449.
Option 2 - "DataSource"
Using our DataSource is the trial application approach which allows us to work with our carriers to find out the best way to approach your case. Often times medical records are requested from the client's doctors and then reviewed by underwriters to provide an initial assessment on the case.
The offers obtained using this method are much more accurate, however, this approach is more time consuming because medical records are not always supplied in a timely fashion and underwriters take longer to respond due to the complexity of the case.
This method is best suited for high premium cases or for clients with extensive medical histories. Tentative offers are commonly obtained in 1-2 weeks after all medical records have been received.
A fully completed DataSource can be faxed to our office Toll Free at 888-888-7449.
